Bogle3

3-Fund Portfolio Calculator

What is this?

A simple calculator for the Bogleheads 3-Fund Portfolio — a low-cost, diversified investment strategy using just three index funds:

  • US Total Stock Market
  • International Stock Market
  • Total Bond Market

This tool helps you split your investment dollars across these three funds at your preferred allocation.

How to use

  1. Enter your age to auto-set stocks/bonds, or adjust slider
  2. Set International % of stocks (20-40% recommended)
  3. Enter investment amount
  4. Select your broker to see recommended funds
  5. Purchase shares at your broker to match the dollar amounts

Asset Allocation

More Bonds More Stocks
0% (All US) 20% 40% 60%
US: | International: of total portfolio

Investment

$

Breakdown

$60
VTI
US Stock
$20
VXUS
International
$20
BND
Bonds